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 PEERS and the Team 10/11/2007

Aller en bas 
Rang: Administrateur

Nombre de messages : 8069
Localisation : Washington D.C.
Date d'inscription : 28/05/2005

MessagePEERS and the Team 10/11/2007

is available online at

Dear friends,

are one-paragraph excerpts of important news articles you may have
These news articles include revealing information on profiteering by
lenders and loan servicers during foreclosures, Blackwater's new
privatized intelligence services to governments and corporations, the
history of the CIA's investigation of UFOs, and more. Each excerpt is
taken verbatim from the major media website listed at the link provided.
If any link fails to function, click
here. Key sentences are highlighted for those with
By choosing to educate ourselves and to spread
the word, we can and will build a brighter

best wishes,

Tod Fletcher and Fred
Burks for PEERS and the Team

Dubious Fees Hit Borrowers in

November 6, 2007, New York

numbers of homeowners default on their mortgages, questionable practices
among lenders are coming to light in bankruptcy courts, leading some
specialists to contend that companies instigating foreclosures may be
taking advantage of imperiled borrowers. Because there is little
oversight of foreclosure practices and the fees that are charged,
bankruptcy specialists fear that some consumers may be losing their homes
unnecessarily or that mortgage servicers, who collect loan payments, are
profiting from foreclosures.
Bankruptcy specialists say lenders
and loan servicers often do not comply with even the most basic legal
requirements, like correctly computing the amount a borrower owes on a
foreclosed loan or providing proof of holding the mortgage note in
question. “Regulators need to look beyond their current, myopic focus on
loan origination and consider how servicers’ calculation and collection
practices leave families vulnerable to foreclosure,” said Katherine M.
Porter, associate professor of law at the University of Iowa. In an
analysis of foreclosures in Chapter 13 bankruptcy, the program intended
help troubled borrowers save their homes, Ms. Porter found that
questionable fees had been added to almost half of the loans she
and many of the charges were identified only vaguely. Collectively they
could raise millions of dollars for loan servicers at a time when the
other side of the business, mortgage origination, has faltered. In one
example, Ms. Porter found that a lender had filed a claim stating that
borrower owed more than $1 million. But after the loan history was
scrutinized, the balance turned out to be $60,000. And a judge in
Louisiana is considering an award for sanctions against Wells Fargo in a
case in which the bank assessed improper fees and charges that added more
than $24,000 to a borrower’s loan.

Blackwater's Owner Has Spies for

November 3, 2007, Washington

Prince Group, the holding company that owns Blackwater Worldwide, has
building an operation that will [develop] intelligence ... for clients in
industry and government. The operation, Total Intelligence Solutions, has
assembled a roster of former ... high-ranking figures from agencies such
as the CIA and defense intelligence. Its chairman is Cofer Black, the
former head of counterterrorism at CIA known for his leading role in many
of the agency's more controversial programs, including the rendition and
interrogation of ... suspects and the detention of some of them in secret
prisons overseas. Its chief executive is Robert Richer, a former CIA
associate deputy director of operations who was heavily involved in
running the agency's role in the Iraq war. Because of its roster and its
ties to owner Erik Prince, the multimillionaire former Navy SEAL, the
company's thrust into this world highlights the blurring of lines between
government, industry and activities formerly reserved for agents
in the shadows. Richer, for instance, once served as the chief of
the CIA's Near East division and is said to have ties to King Abdullah of
Jordan. The CIA had spent millions helping train Jordan's intelligence
service in exchange for information. Now Jordan has hired Blackwater to
train its special forces.
"Cofer can open doors," said Richer,
who served 22 years at the CIA. "I can open doors. We can generally get
to see who we need to see. We ... can deal with the right minister or
person." "They have the skills and background to do anything anyone
wants," said RJ Hillhouse, who writes a national security blog called The Spy Who Billed Me.
"There's no oversight. They're an independent company offering freelance
espionage services. They're rent-a-spies."

Plan 9 from outer space

November 3, 2007, Sydney Morning
(Australia's leading newspaper)

January 1979, The New York Times reported that despite repeated, feverish
denials, the CIA had indeed investigated the UFO phenomenon. The report
said to have so upset the then CIA director, Stansfield Turner, that he
reportedly asked his staff: "Are we in UFOs?" The answer was yes.
This year a raft of newly unclassified CIA documents revealed
the remote possibility of alien invasion elicited greater fear than the
threat of a Soviet nuclear attack. The subject of UFOs ... not only
focused the attention of the US government elite for 50 years, but of
of the greatest scientific and military minds of the era.
documents show that despite decades of repeated public denials, behind
scenes there raged a series of inter-agency feuds that involved the
levels of the US government. UFO files cover everything from "flying
saucers over Belgian Congo uranium mines" to Nazi "flying saucers". A
memo shows that the physicist John Wheeler, while critically involved
Edward Teller in the creation of the hydrogen bomb, was available to the
"CIA attack on the flying saucer" problem. A secret 1995 report was
titled: CIA's role in the study of UFOs 1947-90: a diehard issue. Written
by Gerald Haines, the CIA's National Reconnaissance Office historian, its
detailed summary of CIA involvement inadvertently undermined its
"UFOs-don't-exist" conclusion. Although the air force was the agency
given the task of investigating UFOs from 1948 onwards, the CIA remained
deeply involved. Some of their highlights, quoting directly from the
documents, include: "[Since] 1947 there have been about 1500 official
reports of sightings and [of these] the air force carries 20 per cent as

For a concise summary of UFO evidence from highly-respected former US
government and military officials, click here.

Librarians Say Surveillance Bills Lack Adequate

November 2, 2007, Washington

little-remarked feature of pending legislation on domestic surveillance
has provoked alarm among university and public librarians who say it
allow federal intelligence-gathering on library patrons without
court oversight.
Draft House and Senate bills would allow the government to compel any
"communications service provider" to provide access to e-mails and other
electronic information within the United States. The Justice Department
has previously said that "providers" may include libraries, causing three
major university and library groups to worry that the government's
to monitor people targeted for surveillance without a warrant would chill
students' and faculty members' online research activities.
"It is fundamental that when a user enters the library,
or electronically,"
said Jim Neal, the head librarian at
University, "their use of the collections, print or electronic,
their communications on library servers and computers, is not going to be
subjected to surveillance unless the courts have authorized it."

The librarians said their concern about such monitoring is rooted in
recent history. In the summer of 2005, FBI agents handed an
subpoena called a national security letter (NSL) to a Connecticut
librarian, and demanded subscriber, billing and other information on
patrons who used a specific computer at a branch library. NSLs can be
approved by certain FBI agents without court approval. The agents ordered
the librarian to keep the demand secret. But he refused to produce the
records, and his employer filed suit, challenging the gag order. A
judge in September 2005 declared the gag order unconstitutional. The
Association of Research Libraries, ... the American Library Association
... and the Association of American Universities ... each say they seek
amend the draft bills to make clear that the term "communications
does not include libraries.

For more eye-opening reports from major media sources on the erosion of
civil liberties, click

N.Y.'s Cuomo alleges appraiser, lender
upped home values

November 2, 2007, San Francisco
(San Francisco's leading newspaper)

In a
major legal action alleging misdeeds in the mortgage business, New York's
attorney general [Andrew Cuomo] has accused appraisers of helping fuel
nation's foreclosure crisis by pumping up home values at the behest of
lenders and other real estate professionals. The lawsuit said that First
American eAppraiseIT, a subsidiary of Fortune 500 company First American
Corp., caved in to pressure from Washington Mutual to rely on "proven
appraisers" who were willing to inflate home prices. Washington Mutual
profited from the artificially high appraisals because they allowed the
company to close more home loans at greater values, the lawsuit said.
First American, a provider of business information, title insurance and
related services, wanted to win more business from Washington Mutual, the
suit said. The lawsuit comes in the midst of the nation's subprime
crisis, which industry experts say could cause up to 2 million homes to
lost to foreclosure over the next couple of years. Most subprime
foreclosures are caused by a confluence of two factors: mortgage payments
that rise when adjustable loans reset, and home prices that are lower
the amount owed on the mortgage. A moribund real estate market has caused
prices to flatten or fall. But if home prices were artificially
high to begin with - which would be the case if appraisers inflated
values, as the lawsuit alleged - the likelihood increases of homeowners
owing more on the mortgage than their properties are worth. Cuomo said
fraudulent appraisal practices were pervasive in the industry.

a news conference announcing the lawsuit, he said lenders, mortgage
brokers, real estate agents and others frequently pressured appraisers to
"come in with the right number, the number that justifies the
so that everyone in the chain would receive commissions.

From the Desk of Donald Rumsfeld . .

November 1, 2007, Washington

In a
series of internal musings and memos to his staff, then-Defense Secretary
Donald H. Rumsfeld argued that Muslims avoid "physical labor" and
wrote of the need to "keep elevating the threat," "link Iraq to Iran" and
develop "bumper sticker statements" to rally public support for an
increasingly unpopular war.
The memos [reveal] a defense
secretary disdainful of media criticism and driven to reshape public
opinion of the Iraq war. In a 2004 memo on the deteriorating situation in
Iraq, Rumsfeld concluded that the challenges there are "not unusual."
Pessimistic news reports ... simply result from the wrong standards being
applied, he wrote in one of the memos obtained by The Washington Post.
Under siege in April 2006, when a series of retired generals denounced
and called for his resignation in newspaper op-ed pieces, Rumsfeld
a memo after a conference call with military analysts. "Talk about
the Philippines, etc. Make the American people realize they are
in the world by violent extremists," he wrote. People will "rally" to
sacrifice, he noted after the meeting. "They are looking for leadership.
Sacrifice = Victory." The meeting also led Rumsfeld to write that he
needed a team to help him "go out and push people back, rather than
defending" Iraq policy and strategy. "I am always on the defense. They
I do it well, but you can't win on the defense," he wrote. "We can't just
keep taking hits." Rumsfeld suggested that the public should know that
there will be no "terminal event" in the fight against terrorism like the
signing ceremony on the USS Missouri when Japan surrendered to end World
War II. "It is going to be a long war," he wrote. In one of his longer
ruminations, in May 2004, Rumsfeld considered whether to redefine the
terrorism fight as a "worldwide insurgency." The goal of the enemy, he
wrote, is to "end the state system, using terrorism, to drive the
non-radicals from the world."

Le Mensonge peut courir un an, la vérité le rattrape en un jour, dit le sage Haoussa
Ma devise:
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PEERS and the Team 10/11/2007 :: Commentaires

Rep. Dennis Kucinich Acknowledges UFO

October 31, 2007, FOX News,2933,306616,00.html

is out there, and Ohio Rep. Dennis Kucinich had no trouble offering his
version of it when asked ... about his UFO sighting. "It was an
unidentified flying object, OK? It's, like, it's unidentified," Kucinich
said during one of the few highlights at the Democratic presidential
debate in Philadelphia. "I saw something." Kucinich, whose UFO run-in
to light last week in a passage from Shirley MacLaine's new book [Sage-ing
While Age-ing
], went on to joke that he planned to move his
campaign office to Roswell, N.M. Roswell is the place where legend holds
spacecraft crash-landed in 1947 and was recovered and moved for
investigation to nearby Area 51, a secretive U.S. government airbase in
Nevada. Kucinich went on to [say] many Americans have shared his
experience. "You have to keep in mind that more — that Jimmy Carter saw a
UFO and also that more people in this country have seen UFOs than I think
approve of George Bush's presidency," Kucinich said. According to
MacLaine, Kucinich saw the UFO in the 1980s while visiting the
actress at her home in Washington state. "He saw a gigantic triangular
craft, silent and observing him," MacLaine wrote. "It hovered for about
minutes or so and sped away with a speed he couldn't comprehend. He felt
connection in his heart and heard directions in his mind."

For many powerful accounts of UFO sightings reported by reliable sources,
click here.

War Protests: Why No Coverage?

October 30, 2007, Christian Science

antiwar protests in at least 11 American cities this weekend raised anew
interesting question about the nature of news coverage: Are the media
ignoring rallies against the Iraq war because of their low turnout or is
the turnout dampened by the lack of news coverage?
I find it

unsettling that I even have to consider the question. That most Americans

oppose the war in Iraq is well established. Poll after poll has found

substantial discontent with a war that ranks as the preeminent issue in

the presidential campaign. Given that context, it seems remarkable to me

that in some of the 11 cities in which protests were held – Boston and


York, for example – major news outlets treated this "National Day of

Action" as though it did not exist. As far as I can tell, neither The


York Times nor The Boston Globe had so much as a news brief about the


in the days leading up to it. The day after, The Times, at least in its

national edition, totally ignored the thousands who marched in New York

and the tens of thousands who marched nationwide. The Globe relegated


news of 10,000 spirited citizens (including me) marching through


rain-dampened streets to a short piece deep inside its metro section. A

single sentence noted the event's national context. As a former


editor, I was most taken aback by the silence beforehand. Surely any


of widespread interest warrants a brief news item to let people know


the event is taking place and that they can participate. It's called

"advancing the news," and it has a time-honored place in American



For hard-hitting critiques by famous journalists of major-media


of important news, click

Was Bin Laden's last video

October 29, 2007, MSNBC


[the] first Osama Bin Laden video in nearly three years [appeared], most

of the media attention was focused on Bin Laden's beard. It appeared

either dyed — or perhaps even pasted on. He was ridiculed and a variety


theories were offered to explain it. But now, there is a running debate

among video analysts about whether, rather than being new, the September


[video] may have been something recorded at the same time as [the] last

video in October 2004 (and then released with new audio). Of the
25 minutes of video tape, only three and a half minutes, were moving
video. The rest was covered by a still image or a frozen still. Moreover,
the still covered the only time references on the 25 minutes of tape—
references to political developments in Iraq, Britain and

This led to the suspicion that the video is not new, but disguised to

appear as new. The leading proponent of the theory is computer scientist

... Dr. Neal Krawetz of Colorado ... who [says] that the similarities

between the October 29, 2004 tape and the September 7, 2007 tape are too

great to be coincidental. “Here is Bin Laden in the same clothing, same

studio, same studio setup, and same desk three years later,” [said]

Krawetz ... in an interview with NBC News. “In fact, [the] papers that he

reads are moved between the exact same stacks. What are the chances of

nothing changing (except his beard) in three years? Virtually zero. The

clips appear to have been recorded three years ago. I am saying the two

videos were likely made either on the same day or within days of each

other.” The CIA will not say what it thinks about the possibility, but a

senior U.S. intelligence official tells NBC News the U.S. believes the

tape is new. He would not discuss the reasons why intelligence analysts

feel that way.


For a succinct summary of many reports from major media sources that

suggest the US government's explanation of what happened on 9/11 cannot


true, click here.

Ex-defence minister joins search for

October 27, 2007, Toronto Star
(Toronto's leading newspaper)


Viggiani has one of the toughest jobs in the universe. The retired

elementary school principal spends his time lobbying reporters to blow a

massive government cover-up wide open and reveal that extra-terrestrials

have been visiting our planet for years. "I have no intention of

convincing anybody of anything," said Viggiani, 59, director of media

relations for Exopolitics
Toronto, a non-profit educational group pushing for full disclosure


the truth about off-world beings. "What I do is point them to the

evidence." Exopolitics is a field of study that has moved far beyond the

question of whether we are alone in the universe. Its supporters believe

there is enough evidence out there that they can state as fact
that a) intelligent, sentient, ethical extra-terrestrials exist; b) they
have made contact; and c) they probably have [many] lessons to teach us
about sustainable energy sources and countless other matters of global
Viggiani [has] found [a] champion in Paul Hellyer,

who was federal defence minister in Lester B. Pearson's cabinet. "I think

the significance – and they are probably exaggerating it – but the

significance is that I'm the first person of cabinet rank in the G8 to

have come out openly and unequivocally and said the extra-terrestrial

presence is real," said Hellyer. Stephen Bassett, executive director of

the Paradigm Research
Group in Washington, D.C., said the dearth of serious coverage has

[him] suspecting whether publishers and national security forces are

working together to keep things quiet. "The failure of the major media in

the United States to cover the ET issue is one of the great failures of

all journalism," he said.


For powerful accounts of UFO sightings reported now and again by


sources, click

State Department Use of Contractors Leaps in 4

October 19, 2007, New York

Over the

past four years, the amount of money the State Department pays to private

security and law enforcement contractors has soared to nearly $4 billion


year from $1 billion, ... but ... the department had added few new

officials to oversee the contracts. Auditors and outside exerts say the

results have been vast cost overruns, poor contract performance and, in

some cases, violence that has so far gone unpunished. A vast majority of

the money goes to companies like DynCorp International and Blackwater

[Worldwide] to protect diplomats overseas, train foreign police forces


assist in drug eradication programs. There are only 17 contract


officers at the State Department’s management bureau overseeing spending

of the billions of dollars on these programs, officials said. Two new

reports have delivered harsh judgments about the State Department’s

handling of the contracts, including the protective services contract


employs Blackwater guards whose involvement in a Sept. 16 shooting in

Baghdad has raised questions about their role in guarding American

diplomats in Iraq. The ballooning budget for outside contracts at the

State Department is emblematic of a broader trend, contracting experts


The Bush administration has doubled the amount of government
going to all types of contractors to $400 billion, creating a new and
thriving class of post-9/11 corporations carrying out delicate work for
the government.
But the number of government employees issuing,

managing and auditing contracts has barely grown. “That’s a criticism

that’s true of not just State but of almost every agency,” said Jody

Freeman, an expert on administrative law at Harvard Law School.

The ‘Good Germans’ Among Us

October 14, 2007, New York


lies” doesn’t cut it anymore. It’s time to confront the darker reality

that we are lying to ourselves. By any legal standards except those

rubber-stamped by Alberto Gonzales, we are practicing torture, and we


known we are doing so ever since photographic proof emerged from Abu


more than three years ago. As Andrew Sullivan, once a Bush cheerleader,

observed last weekend in The Sunday Times of London, America’s
“enhanced interrogation” techniques have a grotesque provenance:
“Verschärfte Vernehmung, enhanced or intensified interrogation, was the
exact term innovated by the Gestapo to describe what became known as the
‘third degree.’ It left no marks. It included hypothermia, stress
positions and long-time sleep deprivation.”
We must ... examine

our own responsibility for the hideous acts committed in our name in a


where we have now fought longer than we did in the one that put


Vernehmung on the map. The war was sold by a ... fear-fueled White House

propaganda campaign designed to stampede a nation still shellshocked by

9/11. Both Congress and the press — the powerful institutions that should

have provided the checks, balances and due diligence of the

administration’s case — failed to do their job. Had they done so, more

Americans might have raised more objections. This perfect storm of

democratic failure began at the top. [But] as the war has dragged on, it

is hard to give Americans en masse a pass. We are too slow to notice, let

alone protest, the calamities that have followed the original sin. Our

humanity has been compromised by those who use Gestapo tactics in our


The longer we stand idly by while they do so, the more we resemble those

“good Germans” who professed ignorance of their own Gestapo.

Special note:
To hear the inspiring story of a soldier who

found peace in a war zone, and to better understand what life is

like there, listen to the 16-minute public radio clip available

Final Note: believes it is

important to balance disturbing cover-up information with inspirational

writings which call us to be all that we can be and to work together


positive change. Please visit our Inspiration Center at

for an abundance of uplifting material.

See our archive of
revealing news articles at

Your tax-deductible donations, however large or small, help greatly to

support this important work.

To make a donation by credit card,

check, or money order:


these empowering websites coordinated by the nonprofit PEERS network:

- Every person in the world has a heart

- Reliable, verifiable information on major cover-ups

- Building a Global Community for All

- Strengthening the Web of Love that interconnects us all

- The Transformation Team: Conscious community in action

Educational websites promoting transformation through information and


PEERS and the Team 10/11/2007

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